More Reverse Mortgage Information and Resources

Certain qualification requirements must be meet in order for a reverse mortgage refinancing loan to take place. Check with online Refinance Advisors to determine if you meet the easy qualifying requirements to get approved for this type of loan. There are no credit score requirements to qualify.

*Anyone seeking a reverse mortgage loan must undergo mandatory counseling from a HUD (the U.S. Department of Housing and Urban Development) approved counselor prior to actually applying for the loan. This counseling is essentially an in-person or telephone session that outlines how the process works and answers any questions you may have. This counseling program is not to determine qualification, it is designed to provide you with the information you need to make the best decision for you and your family.

*As with a conventional mortgage there are certain costs involved in the process. Costs may include application fees, closing costs, insurance, appraisal fees, and quite possibly a monthly service fee, and there are other requirements, such as amount of home equity, age of home owner, etc



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